Question 1

How quickly can you stop an IRS wage garnishment?

Accepted Answer

We can typically stop a wage garnishment within 24-48 hours of being retained. The key is immediate action—once we're officially representing you, we contact the IRS revenue officer handling your case and request an immediate release of the levy.The IRS will usually agree to stop the garnishment while we work on a permanent resolution, especially if we can show that the levy is causing financial hardship. We've stopped garnishments that were taking 75% of someone's paycheck, giving families immediate relief while we negotiate a long-term solution.However, stopping the garnishment is just the first step. We then need to address the underlying tax debt through an installment agreement, offer in compromise, or other resolution method to prevent future collection actions.

Question 2

What's the difference between tax resolution and just calling the IRS myself?

Accepted Answer

When you call the IRS yourself, you're dealing with customer service representatives who have limited authority and training. They can set up basic payment plans, but they can't negotiate settlements, handle complex cases, or stop aggressive collection actions effectively.Tax resolution professionals have specialized training and relationships with IRS revenue officers, appeals officers, and settlement departments. We know which programs you actually qualify for and how to present your case in the best possible light. We also understand the technical requirements that can make or break an offer in compromise or other settlement.Most importantly, we protect you from saying something that could hurt your case. The IRS agents are trained to gather information that strengthens their collection position. When we represent you, all communication goes through us, and we know exactly what to say and what not to say.

Question 3

How much does tax resolution cost compared to what I owe?

Accepted Answer

Our fees are typically a small fraction of what you owe the IRS, and in most cases, we save you far more than our fee costs. For example, if we can get $20,000 in penalties removed, negotiate a settlement for 20% of what you owe, or set up a payment plan that prevents additional interest, the savings usually far exceed our professional fees.We provide transparent pricing upfront, so you know exactly what you're paying before we start work. Unlike some companies, we don't charge massive upfront fees or surprise you with additional costs. Our fee structure is designed to be affordable for people who are already dealing with tax debt.The real question isn't what our services cost—it's what not resolving your tax problems will cost. Interest and penalties compound daily, collection actions can devastate your finances, and the stress affects every aspect of your life. Professional resolution is an investment in your financial future.

Question 4

Can you really get the IRS to accept less than what I owe?

Accepted Answer

Yes, through the Offer in Compromise program, but qualification requirements are strict. The IRS will only accept less than the full amount if they determine you genuinely cannot pay the full debt, either now or in the foreseeable future.We analyze your income, expenses, assets, and future earning potential to determine if you qualify. The IRS uses specific formulas to calculate what they consider your reasonable collection potential. If that amount is less than what you owe, you may qualify for a settlement.However, offers in compromise aren't appropriate for everyone. Sometimes an installment agreement or currently not collectible status is a better solution. We evaluate all options and recommend the approach that gives you the best outcome based on your specific financial situation. The key is having someone who knows how to properly prepare and present your case to maximize your chances of acceptance.

Question 5

What happens if I have years of unfiled tax returns?

Accepted Answer

Unfiled returns are actually one of the easier tax problems to resolve, but they need to be handled properly to avoid creating bigger issues. The IRS typically requires the last six years of returns to be filed before they'll work with you on any resolution.We start by gathering all your tax documents—W-2s, 1099s, business records, and any other income documentation. If you're missing paperwork, we can obtain wage and income transcripts directly from the IRS. Then we prepare all the missing returns accurately and file them in the correct order.The key is filing the returns before the IRS files substitute returns for you. When the IRS prepares your returns, they don't give you credit for deductions, exemptions, or withholdings you're entitled to. This can result in much higher tax bills than you actually owe. By filing the correct returns ourselves, we often reduce the total debt significantly and put you in a much better position for resolution.

Question 6

How long does the tax resolution process typically take?

Accepted Answer

The timeline depends on the complexity of your case and which resolution method we pursue. Simple installment agreements can often be set up within 30-60 days. More complex cases involving offers in compromise or appeals can take 6-12 months or longer.However, we provide immediate relief by stopping collection actions right away. Even if the final resolution takes several months, you're protected from wage garnishments, bank levies, and other aggressive collection actions while we work on your case.We keep you updated throughout the process and provide realistic timelines based on your specific situation. The IRS has internal deadlines they must follow, and we use our knowledge of their procedures to move your case along as quickly as possible. Our goal is always complete resolution in the shortest time frame, but we never rush at the expense of getting you the best possible outcome.

Tax Resolution Shehawken, PA