Question 1

How fast can you stop IRS wage garnishment in Scotrun?

Accepted Answer

We typically stop wage garnishments within 24-48 hours of being retained, sometimes the same day depending on timing and circumstances. Speed matters because the IRS usually takes 70-80% of your paycheck, leaving you unable to pay basic living expenses.

The key is knowing exactly which forms to file and how to contact the right IRS department immediately. We can request a Collection Due Process hearing, negotiate an immediate payment arrangement, or demonstrate financial hardship that requires garnishment release.

Every day you wait costs you hundreds or thousands of dollars in lost wages. The IRS garnishment doesn't stop on its own—it continues until your debt is paid in full or we negotiate a different arrangement. Professional intervention stops the bleeding quickly.

Question 2

What's better: tax debt settlement or IRS payment plans?

Accepted Answer

Tax debt settlement (Offer in Compromise) reduces what you owe, while payment plans spread your full debt over time. Settlement is obviously better if you qualify, but the IRS has strict qualification requirements.

To qualify for settlement, you must prove you cannot pay the full amount without creating genuine financial hardship. The IRS examines your income, necessary expenses, assets, and future earning potential. If they determine you'll never realistically pay the full debt, they'll accept less.

Payment plans don't reduce your debt but they're easier to qualify for and stop collection action immediately. For most Scotrun residents with steady income, a properly structured payment plan provides relief without the uncertainty of settlement qualification. The right choice depends on your specific financial situation.

Question 3

What does professional tax resolution cost in Wayne County?

Accepted Answer

Our fees depend on case complexity, but we provide transparent pricing upfront. Individual cases typically range from $2,500 to $5,000, while business cases cost more due to additional complexity and paperwork requirements.

We charge a consultation fee, but credit 100% toward your resolution work if you hire us. This makes the consultation essentially free for clients who move forward. We don't believe in hidden fees or charges you weren't expecting.

Professional representation almost always costs less than handling the IRS yourself. Most people who try to negotiate alone end up paying more than necessary or accepting payment terms they can't afford. The IRS is sophisticated—you need professional help to get the best possible outcome.

Question 4

Do you handle Pennsylvania state tax problems too?

Accepted Answer

Yes, we resolve both federal IRS issues and Pennsylvania Department of Revenue problems simultaneously. Many taxpayers owe both agencies, and coordinated resolution is more efficient and effective.

Pennsylvania can be just as aggressive as the IRS in collecting unpaid taxes. They garnish wages, levy bank accounts, and file liens on property. The good news is many federal resolution options also work for state taxes, and we know how to navigate both systems.

Resolving everything together prevents one agency's solution from creating problems with the other. There's no point solving your IRS debt if Pennsylvania is still garnishing your wages, or vice versa. Comprehensive resolution addresses your total tax situation.

Question 5

What if I haven't filed tax returns for multiple years?

Accepted Answer

Unfiled returns are extremely common and completely fixable. The IRS typically requires three years of back returns before negotiating any resolution, so getting current on filing is usually step one.

We prepare all missing returns using available documentation like W-2s, 1099s, and bank records. If you're missing paperwork, we can obtain IRS transcripts showing what income they have on file. This ensures accuracy and maximizes your deductions and credits.

Many people avoid filing because they fear owing more money, but often refunds from some years offset balances due in others. You might owe less than expected once everything is properly calculated. The key is filing accurate returns that minimize your total liability across all years.

Question 6

Is professional tax resolution worth it for Scotrun residents?

Accepted Answer

The IRS has unlimited resources, legal authority, and sophisticated collection systems. Negotiating with them yourself is like representing yourself in federal court—technically possible but rarely wise.

Professional representation levels the playing field. We know which options you qualify for, how to present your case effectively, and what the IRS will realistically accept. More importantly, we know what mistakes to avoid that could permanently damage your case.

The investment in professional help typically pays for itself through better negotiation results. We've seen people pay thousands more than necessary because they didn't understand their options, or accept impossible payment terms because they were intimidated. Professional expertise protects you from these costly mistakes.

Tax Resolution Scotrun, PA