Question 1

How quickly can you stop IRS wage garnishment in Richmondale?

Accepted Answer

We can typically stop wage garnishment within 24-48 hours of taking your case. The key is filing the right paperwork immediately with the IRS collection division. We contact your employer's payroll department and the IRS agent handling your case simultaneously. This creates a temporary hold while we negotiate a permanent solution. Most employers are relieved because garnishments create extra work for their payroll staff. The garnishment stays stopped as long as we're actively working on your case and following IRS procedures. This gives us time to negotiate a payment plan or settlement that works for your budget.

Question 2

What's the difference between tax forgiveness and Offer in Compromise?

Accepted Answer

Tax forgiveness isn't a real IRS program - it's marketing language that some companies use. The actual program is called an Offer in Compromise, and it's much more specific than "forgiveness." An Offer in Compromise lets you settle your tax debt for less than you owe, but only if you meet strict IRS criteria. You have to prove you either can't pay the full amount or that paying it would create financial hardship. The IRS accepts less than 40% of Offer in Compromise applications. That's why it's crucial to have someone who knows exactly how to present your case and what documentation the IRS requires for approval.

Question 3

How much does tax resolution cost in Pennsylvania?

Accepted Answer

Our fees depend on how complex your case is and how much work is required. Simple payment plan setups cost less than complex Offer in Compromise negotiations that involve multiple tax years. We charge a consultation fee upfront, but if you hire us, that fee gets credited 100% toward your resolution work. This means you're not paying extra for the consultation - it's part of your total cost. Most clients save far more in penalties, interest, and reduced tax debt than they pay in professional fees. We'll give you exact numbers during your consultation so you can make an informed decision.

Question 4

Can you help with both IRS and Pennsylvania state tax problems?

Accepted Answer

Yes, we handle both federal and Pennsylvania state tax issues. Many Richmondale residents have problems with both agencies, and the resolution strategies are often different. The Pennsylvania Department of Revenue has its own collection procedures and settlement programs. Their Deferred Payment Plans work differently than IRS installment agreements, and their Offer in Compromise program has different qualification requirements. We coordinate between both agencies when necessary. Sometimes resolving your federal case helps with your state case, and vice versa. Having one firm handle both saves you time and prevents conflicting strategies.

Question 5

What happens if I haven't filed tax returns for several years?

Accepted Answer

Unfiled returns are actually easier to fix than most people think, but you need to file them in the right order and with the right strategy. Filing them wrong can make your tax debt much higher than it needs to be. We prepare all your missing returns before negotiating with the IRS. This gives us the complete picture of what you actually owe versus what the IRS thinks you owe based on their estimates. Often, the returns we prepare show you owe less than the IRS calculated. Sometimes you're even entitled to refunds that can offset part of your debt. But you'll never know until the returns are properly filed and processed.

Question 6

How do I know if a tax resolution company is legitimate?

Accepted Answer

Legitimate companies never guarantee specific results or promise to settle your debt for "pennies on the dollar" without reviewing your case first. Those are red flags that indicate a company is more interested in your money than your actual situation. Real tax professionals will tell you upfront if you don't qualify for certain programs. We turn away cases that aren't good fits because taking money for work that won't succeed isn't ethical. Check that the company has physical offices, licensed professionals, and a track record in your state. Avoid companies that pressure you to sign immediately or require large upfront payments before doing any work on your case.

Tax Resolution Richmondale, PA