Question 1

How quickly can you stop IRS wage garnishment in Pennsylvania?

Accepted Answer

We can often stop wage garnishments within 24-48 hours of taking your case. Once we file the proper paperwork with the IRS establishing ourselves as your representative, we immediately contact them to halt collection actions while we negotiate a permanent solution.

The key is acting fast. Every day a garnishment continues, you're losing money you need for basic living expenses. We've stopped garnishments on Friday afternoons to prevent our clients from losing their weekend pay.

After stopping the garnishment, we work to set up a sustainable payment arrangement that prevents future collection actions. This might be an installment agreement, an Offer in Compromise, or demonstrating that you qualify for currently not collectible status based on your financial situation.

Question 2

What's the difference between Pennsylvania and IRS tax resolution?

Accepted Answer

Pennsylvania tax resolution often moves faster than federal cases, but the state has some unique challenges. Pennsylvania has no statute of limitations on tax collection, meaning they can pursue you indefinitely. The IRS generally has 10 years, then the debt expires.

Pennsylvania also has different resolution programs. Their Offer in Compromise program is much more limited than the federal version and must be requested within 90 days of assessment. However, Pennsylvania is often more flexible on payment arrangements than the IRS.

The biggest advantage we provide is handling both simultaneously. Many taxpayers owe both agencies for the same tax years. We coordinate resolution strategies so you're not paying one agency while the other continues collection actions. This integrated approach often saves our clients thousands of dollars and months of stress.

Question 3

Can you really settle tax debt for less than I owe?

Accepted Answer

Yes, through the Offer in Compromise program, but qualification requirements are strict. The IRS will only accept an offer if they believe it's the most they can realistically collect from you, or if paying the full amount would create economic hardship.

We analyze your income, expenses, assets, and future earning potential to determine if you qualify. If you do, we prepare a comprehensive offer package that demonstrates why the IRS should accept a lower amount. This includes detailed financial documentation and legal arguments supporting your case.

The process typically takes 6-12 months, and acceptance rates are low without professional representation. That's why proper preparation is critical. We've successfully negotiated settlements that saved clients tens of thousands of dollars, but we're honest about whether you qualify before taking your case.

Question 4

How much will tax resolution cost me in Polk, PA?

Accepted Answer

Our fees depend on the complexity of your case and which services you need. Simple installment agreements cost less than complex Offers in Compromise that require extensive financial analysis and negotiation.

We provide a free consultation where we review your complete situation and give you an exact quote for resolving your tax problems. We credit 100% of your consultation fee toward any work we perform, so you're not paying extra just to find out how we can help.

Most clients find our fees are significantly less than the penalties and interest they'll pay by trying to handle tax problems themselves. More importantly, we often save clients much more than our fees through penalty abatement, reduced payment plans, or settlements for less than the full amount owed.

Question 5

Do you handle business payroll tax problems in Pennsylvania?

Accepted Answer

Yes, and business payroll tax problems require immediate attention because the IRS considers these "trust fund" taxes. These are taxes you collected from employees but didn't pay to the government, and the IRS collects them very aggressively.

Business owners can be held personally liable for unpaid payroll taxes through the Trust Fund Recovery Penalty, even if the business is incorporated. This means your personal assets are at risk, including your home, personal bank accounts, and other property.

We've helped many Pennsylvania business owners resolve payroll tax problems through installment agreements, Offers in Compromise, and penalty abatement. The key is acting quickly before the IRS assesses personal liability and starts pursuing your personal assets. We also help prevent future problems by setting up proper payroll tax procedures.

Question 6

What happens if I continue ignoring my Pennsylvania tax problems?

Accepted Answer

Ignoring tax problems in Pennsylvania is particularly dangerous because the state never stops trying to collect. Unlike federal taxes that expire after 10 years, Pennsylvania tax debt follows you forever.

Collection actions escalate over time. It starts with notices and phone calls, then progresses to liens against your property, bank levies that freeze your accounts, and wage garnishments that take most of your paycheck. Eventually, they can seize your car, your house, and any other assets you own.

Meanwhile, penalties and interest continue accumulating. Pennsylvania charges compound interest daily, and failure-to-pay penalties add up quickly. We've seen tax debts double or triple while people tried to ignore them. The longer you wait, the fewer options you have and the more expensive resolution becomes. Every month you delay makes your situation worse and limits your choices for getting back on track.

Tax Resolution Polk, PA