Question 1

How long does tax resolution take in Pennsylvania?

Accepted Answer

Most cases resolve within 3-6 months, but it depends on your specific situation. Simple payment plans can be set up in weeks, while Offers in Compromise take longer because the IRS reviews your entire financial picture.

The key is starting the process quickly. Once we file the proper paperwork, collection actions typically stop while we negotiate. That means no more garnishments or levies while we work on your permanent solution.

Every day you wait, penalties and interest keep adding up. The sooner we start, the sooner you get relief and the less you'll ultimately pay.

Question 2

Can I qualify for Pennsylvania tax forgiveness programs?

Accepted Answer

Pennsylvania offers tax forgiveness for residents with limited income based on family size and total household income. Many Paupack residents qualify, especially retirees and families with children.

The program can reduce or eliminate your Pennsylvania income tax liability entirely. You need to file a PA-40 return and complete Schedule SP to apply, and we handle all of that paperwork for you.

Even if you don't qualify for state tax forgiveness, federal programs like Offers in Compromise, Currently Not Collectible status, or penalty abatements might still provide significant relief. We evaluate all options to get you the best possible outcome.

Question 3

What happens if the IRS has already started garnishing my wages?

Accepted Answer

We can usually stop wage garnishments quickly by filing the right paperwork and negotiating with the IRS. Once we become your representative, we request an immediate release of the garnishment while we work on your permanent resolution.

The IRS is required to consider your financial situation when determining garnishment amounts. If the garnishment creates a financial hardship—which it often does—we can get it reduced or eliminated entirely.

Most clients see their garnishments stop within 30 days of hiring us. Then we focus on resolving the underlying tax debt so the garnishment doesn't come back.

Question 4

How much will I actually have to pay to settle my tax debt?

Accepted Answer

It depends on your financial situation, but many clients pay significantly less than they originally owed. Offers in Compromise can settle debts for 10-20% of the original amount if you qualify based on your ability to pay.

The IRS looks at your income, expenses, assets, and future earning potential. If paying the full amount would create genuine financial hardship, they'll often accept much less.

We've helped Paupack residents settle $50,000 tax debts for $5,000, and $20,000 debts for $2,000. Every case is different, but the savings can be substantial when you have professional representation.

Question 5

Do you handle both IRS and Pennsylvania state tax problems?

Accepted Answer

Yes, we handle all tax problems—federal, state, and local. Pennsylvania has its own tax collection procedures, and we know exactly how to deal with both the IRS and the Pennsylvania Department of Revenue.

Many of our Paupack clients have issues with both agencies. We coordinate the resolution of all your tax problems at once, so you don't have to worry about dealing with multiple government agencies separately.

State tax problems can be just as serious as federal ones. Pennsylvania can garnish wages, levy bank accounts, and place liens on property. We protect you from all tax collection actions while we negotiate your settlements.

Question 6

What if I haven't filed tax returns in several years?

Accepted Answer

We handle unfiled returns all the time. The IRS gets more aggressive about collection when you haven't filed, but we can fix this quickly and often reduce the penalties significantly.

We'll prepare all your missing returns using wage statements, bank records, and other documentation. Then we negotiate penalty abatements for reasonable cause—things like illness, financial hardship, or relying on bad advice from a tax preparer.

Getting compliant with filing is the first step toward resolving your tax problems. Once your returns are filed, we can pursue payment plans, Offers in Compromise, or other resolution options. The key is acting quickly before the IRS files substitute returns that usually show much higher tax liabilities than you actually owe.

Tax Resolution Paupack, PA