Question 1

How quickly can you stop IRS wage garnishment or bank levies?

Accepted Answer

We can typically halt IRS collection actions within 24-48 hours of taking your case. The moment we file proper representation paperwork with the IRS, they're required to work through us instead of contacting you directly.For active wage garnishments, we immediately request a Collection Due Process hearing, which automatically stays the garnishment while we negotiate. Bank levies can be released even faster if we can demonstrate financial hardship or show the levy prevents you from paying basic living expenses.The key is acting quickly. Once the IRS seizes your wages or bank account, getting that money back becomes much harder than stopping the action before it happens.

Question 2

What's the difference between an offer in compromise and payment plan?

Accepted Answer

An offer in compromise lets you settle your entire tax debt for less than you owe - sometimes significantly less. You qualify based on your ability to pay, not your willingness to pay. The IRS looks at your income, expenses, assets, and future earning potential to determine what you can realistically afford.A payment plan (installment agreement) spreads your full tax debt over time with monthly payments. You still owe the complete amount plus interest, but you avoid collection actions while making payments. Most people qualify for payment plans, but offers in compromise have strict eligibility requirements.We analyze your complete financial picture to determine which option saves you the most money. Sometimes a payment plan actually costs less long-term than an accepted offer, depending on your specific situation.

Question 3

Can you remove tax liens from my property and credit report?

Accepted Answer

Yes, but the process depends on how we resolve your underlying tax debt. If we negotiate an offer in compromise that gets accepted, the IRS removes the lien within 30 days of your final payment. For payment plans, liens typically remain until you pay off the debt completely.However, we can often get lien withdrawals even with payment plans if you meet certain criteria. This removes the lien from public records and your credit report while you're still making payments. The IRS introduced this option to help taxpayers rebuild their financial lives while resolving tax debt.We also handle lien subordination and discharge in specific situations - like when you need to sell or refinance property. Each case requires different documentation and negotiation strategies.

Question 4

How much do tax resolution services cost in Pennsylvania?

Accepted Answer

Our fees depend on the complexity of your case and which resolution strategy we pursue. Simple installment agreements typically cost less than complex offers in compromise that require extensive financial documentation and negotiation.We provide exact fee quotes during your free consultation after reviewing your complete tax situation. No surprises, no hidden costs, and no upfront fees until you decide to move forward. Many clients find our fees cost less than one month of continued IRS penalties and interest.We also offer payment plans for our services because we understand you're already dealing with financial stress. The goal is getting you relief, not creating another payment you can't handle.

Question 5

What happens if the IRS rejects our settlement offer?

Accepted Answer

If the IRS rejects an offer in compromise, we have several options depending on why they rejected it. We can appeal their decision, submit additional documentation to address their concerns, or negotiate a different type of resolution.Many initial rejections happen because of missing paperwork or incorrect financial calculations, not because you don't qualify for relief. We review the rejection letter, identify exactly what the IRS wants to see, and resubmit with stronger documentation.If an offer truly won't work, we pivot to installment agreements, currently not collectible status, or other resolution strategies. The key is having multiple options prepared from the beginning, so rejection of one approach doesn't leave you stuck with no solution.

Question 6

Do I need to file missing tax returns before starting resolution?

Accepted Answer

Usually yes, but we handle the entire process for you. The IRS typically requires current compliance before approving most resolution options. This means filing all missing returns and staying current on new tax obligations.We prepare and file your missing returns as part of our service, often uncovering refunds or reducing your total debt in the process. Many clients are surprised to learn they actually owe less than they thought once we prepare accurate returns with proper deductions.For some resolution options like currently not collectible status, we can get immediate relief even before filing missing returns. But for long-term solutions like offers in compromise or payment plans, current compliance is essential. We coordinate everything to minimize delays and get you the fastest possible resolution.

Tax Resolution Oakley, PA