Question 1

How quickly can you stop an IRS wage garnishment in North Abington?

Accepted Answer

We can typically stop wage garnishments within 24-48 hours of being hired, sometimes even faster in emergency situations. The key is immediately contacting the IRS with proper representation paperwork and financial documentation that shows you qualify for alternative collection arrangements.Once we're officially representing you, the IRS is required to work with us instead of continuing aggressive collection actions. We then negotiate a payment plan or other resolution that's actually manageable for your budget, rather than the devastating wage garnishment that can take 70% or more of your paycheck.For North Abington residents, this fast action is crucial because Pennsylvania employers are required to comply with IRS wage garnishment orders, and the damage to your relationship with your employer can be significant if the garnishment continues.

Question 2

What's the difference between IRS and Pennsylvania state tax problems?

Accepted Answer

While both can result in wage garnishments and bank levies, Pennsylvania state tax collection has become much more aggressive in recent years. The Pennsylvania Department of Revenue now requires a 20% down payment for most payment plans, and their appeal periods are longer than federal cases.Pennsylvania also has unique programs like Tax Forgiveness for lower-income residents that can completely eliminate state tax debt for qualifying families. North Abington residents earning under certain thresholds may qualify for complete tax forgiveness rather than payment plans.We handle both simultaneously because many of our clients owe both federal and state taxes. The strategies are different, but having experienced representation for both ensures you get the best possible outcome and don't have one agency undermining the resolution you worked out with the other.

Question 3

Can you really settle tax debt for less than I owe?

Accepted Answer

Yes, through the IRS Offer in Compromise program, but it's not automatic and requires meeting strict financial criteria. The IRS will only accept an offer if they believe it's the most they can realistically collect from you, either now or in the foreseeable future.About 26% of offers submitted directly by taxpayers are accepted, but experienced tax resolution professionals have much higher success rates because we know exactly how to prepare and present these cases. We analyze your assets, income, expenses, and future earning potential to determine if you qualify and what offer amount the IRS is likely to accept.For North Abington residents, we also explore Pennsylvania's offer programs and penalty abatement options. Sometimes the combination of federal and state relief programs can reduce your total tax debt by 70% or more, but it requires professional preparation and negotiation to achieve these results.

Question 4

What happens if I can't afford any payment plan?

Accepted Answer

If you're facing genuine financial hardship, you may qualify for Currently Not Collectible status, which temporarily stops all IRS collection activities. This isn't tax forgiveness, but it gives you breathing room to get back on your feet financially without the constant threat of levies and garnishments.To qualify, we have to prove to the IRS that collecting from you would create undue hardship—meaning you can't pay basic living expenses if you're also paying taxes. We prepare detailed financial statements showing your income, necessary expenses, and assets to demonstrate your inability to pay.North Abington residents in CNC status still need to file future tax returns on time and may need to check in periodically with the IRS, but the immediate collection pressure stops. Many people use this time to improve their financial situation, and we help transition them to affordable payment plans when their circumstances improve.

Question 5

How much do tax resolution services cost in North Abington?

Accepted Answer

Our fees depend on the complexity of your case, but we're upfront about costs from the beginning—no surprises or hidden charges. Simple cases like setting up payment plans typically cost less than complex offers in compromise or multiple-year audit representation.We offer a consultation where we evaluate your situation and explain exactly what services you need and what they'll cost. If you decide to hire us, we credit 100% of your consultation fee toward your resolution services, so the consultation essentially becomes free.For most North Abington residents, our fees are a fraction of what they save through professional representation. When we stop a wage garnishment taking $800 per month from your paycheck, or negotiate a $50,000 tax debt down to a $5,000 settlement, our fees pay for themselves many times over.

Question 6

Do I need to file missing tax returns before getting help?

Accepted Answer

The IRS won't consider any payment arrangements or settlement offers until all required tax returns are filed, so missing returns are typically the first thing we address. We can prepare and file multiple years of back returns quickly, often within a few weeks of getting your tax documents.Many North Abington residents are surprised to discover they don't owe as much as they feared once we prepare accurate returns. The IRS often estimates high when they prepare substitute returns for non-filers, and proper preparation frequently reduces the total amount owed significantly.We also ensure your returns are prepared correctly to support whatever resolution strategy we're pursuing. If we're going to request an offer in compromise, for example, we prepare the returns to properly reflect your financial situation and maximize your chances of acceptance.

Tax Resolution North Abington, PA