Question 1

How quickly can you stop an IRS wage garnishment in Pennsylvania?

Accepted Answer

We can typically stop an IRS wage garnishment within 24-48 hours of being hired. The process involves immediately contacting the IRS and filing the appropriate paperwork to halt collection while we negotiate a permanent resolution.The key is acting fast. Once the IRS starts garnishing your wages, they'll continue taking money from every paycheck until the debt is resolved or we get them to stop. We've helped hundreds of Pennsylvania taxpayers get their full paychecks back while we work out affordable payment arrangements.Don't wait and hope it gets better. Every day you wait is another day of lost income that could be going to your family instead of the IRS.

Question 2

What's the minimum tax debt needed to qualify for an offer in compromise?

Accepted Answer

There's no official minimum debt amount for an offer in compromise, but it typically makes financial sense when you owe at least $10,000. The IRS looks at your ability to pay, not just the amount you owe.We analyze your income, expenses, and assets to determine if you qualify. If your monthly income barely covers your necessary living expenses, or if paying the full amount would create financial hardship, you might qualify to settle for significantly less than you owe.In Monroe County, where the median household income is around $79,857, many taxpayers qualify for offers in compromise even when they think they make too much money. The calculation is more complex than just looking at your gross income.

Question 3

How long does tax resolution typically take in Pennsylvania?

Accepted Answer

Most tax resolution cases take 3-9 months to complete, depending on the complexity of your situation and which resolution option you qualify for. Simple installment agreements can be set up in 30-60 days, while offers in compromise typically take 6-12 months.The timeline also depends on how quickly you provide the required documentation and how cooperative the IRS is being. Pennsylvania state tax issues often resolve faster than federal cases, sometimes within 60-90 days.What's important is that collection actions stop immediately once we're representing you. So even if the final resolution takes several months, you're protected from levies, liens, and garnishments while we negotiate your case.

Question 4

Can you help with both federal and Pennsylvania state tax problems?

Accepted Answer

Yes, we handle both IRS and Pennsylvania Department of Revenue tax problems. Many of our Monroe County clients have issues with both agencies, and we coordinate resolution of federal and state tax debt simultaneously.Pennsylvania state tax problems often involve different procedures and deadlines than federal cases. The state can be more aggressive with collection actions in some cases, but they also offer resolution options similar to the IRS, including payment plans and offers in compromise.Having one firm handle both federal and state issues ensures nothing gets missed and prevents one agency from taking collection action while you're resolving problems with the other. We understand Pennsylvania-specific tax laws and procedures that national companies often overlook.

Question 5

What happens if I can't afford to pay anything right now?

Accepted Answer

If you're facing genuine financial hardship, you may qualify for Currently Not Collectible status. This temporarily stops all IRS collection activities until your financial situation improves.To qualify, your monthly income must be at or below necessary living expenses as defined by IRS standards. The IRS will review your case annually, but you won't face collection actions as long as you remain in hardship status.This isn't a permanent solution - you still owe the money and interest continues to accrue. But it gives you breathing room to get back on your feet without the stress of IRS collection actions. Many of our Minisink Hills clients use this status to stabilize their finances before transitioning to a payment plan or offer in compromise.

Question 6

How much do tax resolution services cost in Pennsylvania?

Accepted Answer

Our fees depend on the complexity of your case and which resolution option you pursue. Unlike national companies that charge $4,000-$5,000 upfront, we offer affordable payment options and credit 100% of your consultation fee toward resolution work if you hire us.Simple cases like installment agreements typically cost $1,500-$3,000. More complex cases involving offers in compromise or multiple tax years range from $3,000-$6,000. We provide a written fee agreement upfront so there are no surprises.Most clients save far more in reduced tax debt, eliminated penalties, and stopped collection actions than they pay in professional fees. When you consider the cost of continued IRS collection actions - garnished wages, seized assets, and accumulating penalties - professional representation pays for itself quickly.

Tax Resolution Minisink Hills, PA