Question 1

How quickly can you stop wage garnishments in Pennsylvania?

Accepted Answer

We can often stop wage garnishments within 24-48 hours of taking your case. The key is acting fast and filing the right paperwork immediately.

Once we contact the IRS or Pennsylvania Department of Revenue on your behalf, collection activity typically stops while we negotiate your resolution. This gives you breathing room to work out a long-term solution without losing more of your paycheck.

The exact timing depends on your specific situation and which agency is garnishing your wages, but most of our clients see immediate relief once we get involved.

Question 2

What's the difference between IRS and Pennsylvania state tax problems?

Accepted Answer

Both can garnish your wages and seize your assets, but they operate under different rules and timelines. The IRS tends to be more aggressive and has broader collection powers, while Pennsylvania generally follows federal procedures but with some state-specific variations.

Pennsylvania's flat tax rate of 3.07% might seem low, but the lack of standard deductions means many residents end up owing more than they expect. This often creates problems when people don't set aside enough for taxes throughout the year.

The good news is that both agencies offer similar relief programs. Whether you owe federal taxes, state taxes, or both, we can usually negotiate payment plans or settlements that work with your budget.

Question 3

How much does tax resolution service cost in Pennsylvania?

Accepted Answer

Our fees depend on the complexity of your case and how much work is required to resolve it. Simple payment plan setups cost less than complex offers in compromise that require extensive financial documentation and negotiation.

We provide upfront pricing with no hidden fees or surprise charges. Most clients find that our fees are a fraction of what they save through reduced tax debt, eliminated penalties, or lower monthly payments.

Many clients also discover they save money in other ways - no more garnished wages, no additional penalties and interest, and no stress-related costs like time off work or health issues from the constant worry.

Question 4

Can you remove tax liens from my credit report?

Accepted Answer

Yes, but the process depends on how you resolve your tax debt. If we negotiate a payment plan, the lien typically remains until you pay off the debt, but we can often get a lien withdrawal that removes it from your credit report while you're making payments.

With an accepted offer in compromise, the lien is usually released within 30 days of your final payment. For currently not collectible status, the lien stays in place but collection activity stops.

The most important thing to understand is that ignoring tax liens makes them worse. They don't go away on their own, and they can prevent you from selling property, getting loans, or even renewing professional licenses in some cases.

Question 5

What happens if I can't afford any monthly payment plan?

Accepted Answer

If you truly can't afford any payment, you might qualify for currently not collectible status. This stops all IRS collection activity while you deal with financial hardship like unemployment, serious illness, or other circumstances beyond your control.

The IRS reviews these cases periodically to see if your situation has improved, but many people get years of relief while they get back on their feet. During this time, penalties and interest continue to accrue, but no collection action can be taken against you.

We help you document your financial hardship properly and present your case in the strongest possible way. Many people who think they don't qualify actually do when their situation is presented correctly.

Question 6

How long does the tax resolution process take in Pennsylvania?

Accepted Answer

Simple installment agreements can be approved in 30-60 days. More complex cases like offers in compromise typically take 6-12 months, sometimes longer if the IRS requests additional documentation or if there are complications.

Currently not collectible status can often be approved within 30-90 days, depending on how quickly we can gather and submit your financial information. The key is having everything properly documented from the start.

Throughout the process, we keep you updated on progress and handle all communication with the tax agencies. Most clients find that having professional representation makes the process much smoother and less stressful, even when it takes several months to complete.

Tax Resolution La Anna, PA