Question 1

How quickly can you stop the IRS from garnishing my wages?

Accepted Answer

We can typically halt wage garnishments within 24-48 hours of being retained. The moment we contact the IRS as your authorized representative, they must stop collection actions while we negotiate your case.This immediate relief gives you time to breathe and plan without losing more of your paycheck. However, stopping the garnishment is just the first step. We then work on a permanent resolution so the garnishment doesn't restart.The key is acting quickly. Once a garnishment begins, every day you wait costs you money that could stay in your pocket.

Question 2

Can you really settle my tax debt for less than I owe?

Accepted Answer

Yes, through the IRS Offer in Compromise program, but only if you meet specific financial criteria. The IRS will accept less than the full amount if they determine you cannot pay the full debt or if doing so would create financial hardship.We analyze your income, expenses, assets, and future earning potential to determine if you qualify. If you do, we prepare and submit a comprehensive offer package that maximizes your chances of acceptance.Not everyone qualifies for settlement, but many people who think they make too much money are surprised to learn they're eligible. The IRS considers your necessary living expenses, not just your gross income.

Question 3

What happens if I ignore my tax debt and hope it goes away?

Accepted Answer

Tax debt never goes away on its own, and ignoring it makes everything worse. The IRS has extraordinary collection powers that increase over time, including wage garnishment, bank levies, property seizure, and passport revocation.Interest and penalties continue accumulating daily, often doubling or tripling your original debt. The IRS can also file a federal tax lien that destroys your credit and makes it nearly impossible to buy a home, get a loan, or sometimes even get a job.The longer you wait, the fewer options you have and the more expensive resolution becomes. Problems that could be solved with a simple payment plan today might require expensive legal action tomorrow.

Question 4

How much does tax resolution cost and do you offer payment plans?

Accepted Answer

Our fees depend on the complexity of your case and the amount of work required. Simple payment plan setups cost less than complex offer in compromise cases that require extensive negotiation and documentation.We provide transparent pricing upfront during your consultation, so you know exactly what to expect. Many clients find that our fees are less than what they'd lose to continued wage garnishments or asset seizures.We offer payment plans for our services because we understand you're already dealing with financial stress. Our goal is to make professional tax help accessible, not add to your financial burden.

Question 5

Will working with you hurt my credit score or create more problems?

Accepted Answer

Working with us protects your credit score by preventing additional IRS collection actions. Tax liens, wage garnishments, and asset seizures all damage your credit far more than seeking professional help.We work to remove existing tax liens as part of your resolution, which actually improves your credit over time. Many clients see their credit scores increase after we resolve their tax problems and remove liens.The IRS doesn't report payment plans or settlements to credit bureaus, so resolving your debt through proper channels won't hurt your credit. Ignoring the problem definitely will.

Question 6

Do I really need professional help or can I handle this myself?

Accepted Answer

You have the right to represent yourself with the IRS, but tax law is complex and mistakes are costly. IRS agents are trained negotiators who know you don't understand the system as well as they do.Professional representation levels the playing field. We know which programs you qualify for, how to present your case for maximum benefit, and how to avoid common mistakes that can make your situation worse.The IRS is more likely to approve payment plans and settlements when they're properly prepared and presented by experienced professionals. Many people who try to handle it themselves end up paying more than necessary or missing opportunities for better resolution.

Tax Resolution Hillsdale, PA