Question 1

How much will tax resolution services cost me?

Accepted Answer

Our fees depend on the complexity of your case and the resolution strategy needed. Most clients pay between $2,500 and $5,000 for complete resolution services, which typically saves them far more in reduced debt and eliminated penalties.

We provide a detailed fee estimate after reviewing your case during the initial consultation. There are no hidden costs or surprise charges, and we don't collect payment until we begin active work on your file.

Many clients find that the money saved through debt reduction and stopped penalties more than covers our fees. We also offer payment plans to make our services accessible when you're already facing financial pressure.

Question 2

Can you really stop the IRS from garnishing my wages?

Accepted Answer

Yes, we can halt wage garnishment in most cases by establishing communication with the IRS and demonstrating that you're actively working toward resolution. Once we're officially representing you, collection actions typically stop while we negotiate.

The key is acting quickly before garnishment begins or immediately after it starts. The IRS is required to provide notice before garnishing wages, giving us time to intervene and protect your income.

Even if garnishment has already started, we can often get it released by proposing an acceptable payment arrangement or demonstrating financial hardship. Your paycheck protection is one of our top priorities from day one.

Question 3

What's the difference between tax settlement and payment plans?

Accepted Answer

A tax settlement (Offer in Compromise) reduces the total amount you owe, while a payment plan spreads your full debt over time with monthly payments. Settlement is better if you qualify, but payment plans are more widely available.

To qualify for settlement, you must demonstrate that paying the full amount would create financial hardship or that the IRS is unlikely to collect the full debt. The IRS accepts about 40% of properly submitted settlement offers.

Payment plans are easier to obtain and can be structured based on your financial capacity. We analyze both options for every client and recommend the approach that provides the most benefit for your specific situation.

Question 4

How long does the tax resolution process typically take?

Accepted Answer

Most cases resolve within 3-6 months, though complex situations involving multiple tax years or business debt can take longer. Simple payment plan requests often complete within 30-60 days.

The timeline depends on which resolution option we pursue and how quickly the IRS responds to our submissions. Offer in Compromise cases typically take 6-12 months due to the detailed financial review process.

We provide regular updates throughout the process and can give you a more specific timeline estimate once we review your case details. The important thing is that collection pressure stops immediately while we work toward resolution.

Question 5

Will tax resolution hurt my credit score?

Accepted Answer

Tax resolution itself doesn't directly impact your credit score, but the underlying tax debt might already be affecting it through liens or other collection actions. Resolving the debt often improves your credit situation over time.

IRS tax liens appear on credit reports and significantly lower credit scores. Successfully resolving tax debt can lead to lien releases, which removes this negative impact and helps restore your creditworthiness.

The sooner you address tax debt, the less likely it is to create credit problems. Unresolved tax issues tend to get worse and create more financial damage, while proactive resolution protects your long-term financial health.

Question 6

Do I qualify for IRS tax forgiveness programs?

Accepted Answer

Many taxpayers qualify for some form of tax debt relief, but eligibility depends on your specific financial situation, tax compliance history, and the amount you owe. We evaluate all available programs during your consultation.

The IRS Fresh Start Initiative expanded qualification criteria for payment plans and settlements, making relief more accessible for middle-income taxpayers. Currently Not Collectible status is available if you're experiencing genuine financial hardship.

Qualification requirements vary by program, but factors like current income, necessary living expenses, asset values, and ability to pay all influence your options. We analyze your complete financial picture to identify which programs offer the best outcome for your situation.

Tax Resolution Green Grove, PA