Question 1

How quickly can you stop a wage garnishment in Pennsylvania?

Accepted Answer

We can typically stop a wage garnishment within 24-48 hours of taking your case. The key is acting fast and having the right paperwork ready.

Once we contact the IRS on your behalf, we immediately request a collection hold while we negotiate your case. This stops the garnishment and gives us time to work out a better solution.

The IRS has to follow specific procedures, and we know exactly how to use those procedures to protect your paycheck. But timing matters - the sooner you call, the sooner we can stop the garnishment.

Question 2

What's the difference between tax settlement and payment plans?

Accepted Answer

A tax settlement (offer in compromise) means you pay less than the full amount you owe. The IRS accepts a lump sum payment and forgives the rest of your debt.

Payment plans let you pay the full amount over time in monthly installments. This keeps you current with the IRS but doesn't reduce what you owe.

Which option works better depends on your financial situation. If you can't afford to pay the full amount even over time, we'll pursue a settlement. If you can handle monthly payments but need time, we'll set up an installment agreement.

Question 3

How much does tax resolution cost in Forest City Station?

Accepted Answer

Our fees depend on the complexity of your case and how much work is required. Simple cases with one tax year and no collection actions cost less than complex cases with multiple years and active garnishments.

We provide a clear fee quote upfront after reviewing your situation. No surprises, no hidden costs, no percentage of your savings. You know exactly what you'll pay before we start.

Most clients find our fees are a fraction of what they'd pay in continued penalties, interest, and collection costs. Plus, we often save clients far more than our fees through debt reduction and penalty abatement.

Question 4

Can the IRS really take my house for back taxes?

Accepted Answer

Yes, the IRS can seize your home for unpaid taxes, but it's not their first choice. They prefer easier collection methods like wage garnishments and bank levies.

Property seizures typically happen when someone owes a substantial amount, has ignored IRS notices for an extended period, and has other assets or income the IRS can't easily access.

The good news is that property seizures take time and follow a specific legal process. This gives us multiple opportunities to negotiate a solution and protect your home. But you need to act before the situation reaches that point.

Question 5

What happens if I can't afford any payment plan?

Accepted Answer

If you truly can't afford any payment, you may qualify for "currently not collectible" status. This temporarily stops all IRS collection activities until your financial situation improves.

We can also pursue an offer in compromise for a very low settlement amount based on your ability to pay. Sometimes this means settling $50,000 in tax debt for $500 or less.

The key is proving to the IRS that collecting the full amount would create financial hardship. We know exactly what documentation they require and how to present your case for the best outcome.

Question 6

How long does the tax resolution process take in Pennsylvania?

Accepted Answer

Simple cases like setting up payment plans can resolve in 30-60 days. More complex cases involving offers in compromise or multiple tax years typically take 6-12 months.

The timeline depends on several factors: how quickly you provide required documentation, whether the IRS requests additional information, and how backlogged their processing centers are.

We keep you updated throughout the process and handle all communication with the IRS. While it takes time to resolve properly, we stop collection actions immediately so you can get back to normal life while we work on your case.

Tax Resolution Forest City Station, PA