Question 1

How much does tax resolution cost in Dickson City, PA?

Accepted Answer

Most tax resolution cases start with an investigation fee of $500 to $1,200, which we credit 100% toward your resolution work if you hire us. This investigation is crucial because we need to analyze your complete tax situation before recommending the best strategy.

The total cost depends on your specific case complexity, but most clients save far more than they pay in fees. For example, if we negotiate a $50,000 tax debt down to $8,000 through an Offer in Compromise, you've saved $42,000 minus our fee.

We're transparent about all costs upfront and never surprise you with hidden charges. Many clients find our fees are less than what they were paying monthly just in IRS penalties and interest.

Question 2

Can you really settle my tax debt for less than I owe?

Accepted Answer

Yes, through the IRS Offer in Compromise program, we regularly settle tax debts for a fraction of what's owed. The IRS accepts about 26% of offers submitted, but experienced professionals like us achieve acceptance rates five times higher because we know exactly how to present your case.

The key is proving to the IRS that you cannot pay the full amount within the collection period, or that paying would create financial hardship. We analyze your income, expenses, and assets to determine the lowest acceptable offer amount.

Recent client examples include settling a $75,000 debt for $12,000 and a $40,000 debt for $6,500. Every case is different, but if you qualify, the savings can be life-changing.

Question 3

What happens if the IRS is already garnishing my wages?

Accepted Answer

We can stop wage garnishments immediately by submitting the proper paperwork to the IRS. Once we're representing you, collection actions typically halt while we negotiate your resolution. This gives you immediate relief and time to work out a permanent solution.

The IRS can take up to 25% of your disposable income through wage garnishment, which creates serious financial hardship for most families. Stopping this collection action is often our first priority because it provides immediate cash flow relief.

After stopping the garnishment, we work on a long-term solution like a payment plan you can actually afford or an Offer in Compromise to settle the debt permanently. The goal is ensuring you never face garnishment again.

Question 4

How long does the tax resolution process take in Pennsylvania?

Accepted Answer

Most cases resolve within 3 to 12 months, depending on the complexity and which resolution option we pursue. Simple payment plans can be set up quickly, while Offers in Compromise take longer because the IRS thoroughly reviews your financial situation.

Pennsylvania adds some complexity because you might owe both federal and state taxes. We handle both simultaneously to ensure your entire tax problem gets resolved, not just part of it. Pennsylvania's Department of Revenue has become stricter recently, but we know how to work within their system.

The key is starting the process immediately. Every month you wait, penalties and interest continue accumulating. Plus, the sooner we begin representing you, the sooner collection actions stop and you get peace of mind back.

Question 5

Do I qualify for Pennsylvania's Tax Forgiveness program?

Accepted Answer

Nearly one in five Pennsylvania households qualify for Tax Forgiveness, which can eliminate your state tax liability entirely. A family of four earning up to $34,250 qualifies, and single-parent families with two children qualify with income up to $27,750.

The program considers your total family size, marital status, and eligibility income - not just your wages. This includes nontaxable income, alimony, insurance proceeds, and inheritances. Many people who think they don't qualify actually do when all factors are considered.

You must file a PA-40 return and complete Schedule SP to claim Tax Forgiveness. We handle this process for you and make sure you get every benefit available. If you qualify for PA Tax Forgiveness, you might also qualify for federal programs like the Earned Income Tax Credit.

Question 6

What's the difference between tax resolution and just setting up a payment plan?

Accepted Answer

A simple payment plan means you pay the full amount owed plus continued interest. Tax resolution explores every option to reduce what you owe - through penalty abatement, Offers in Compromise, or proving financial hardship that qualifies you for Currently Not Collectible status.

Most people can set up a basic payment plan themselves, but they end up paying far more than necessary. Professional tax resolution identifies opportunities to eliminate penalties, reduce principal balances, or stop collection entirely based on your financial situation.

For example, instead of paying $800 monthly for six years on a $50,000 debt, we might negotiate an Offer in Compromise for $8,000 total. The difference between DIY payment plans and professional resolution can be tens of thousands of dollars.

Tax Resolution Dickson City, PA