Question 1

How quickly can you stop an IRS wage garnishment in Berlin, PA?

Accepted Answer

We can often stop wage garnishments within 24-48 hours by filing the appropriate paperwork with the IRS. The key is acting fast - once a garnishment starts, it continues until we get it released or you pay the debt in full.

The process involves either setting up a payment plan, proving financial hardship, or negotiating a different resolution strategy. We've stopped garnishments for Berlin residents who were losing 70% of their paychecks, giving them immediate relief while we work on a permanent solution.

Don't wait if you've received a garnishment notice. The sooner we can intervene, the less money you'll lose and the faster we can protect your income.

Question 2

What's the difference between IRS and Pennsylvania tax debt collection?

Accepted Answer

Pennsylvania moves much faster than the IRS and often uses private collection agencies that are more aggressive. The state has no statute of limitations on tax collection, meaning they can pursue you indefinitely. They also escalate to enforcement actions quicker than federal authorities.

The IRS follows a more structured process with multiple notices before taking collection action. However, both can garnish wages, levy bank accounts, and place liens on your property. The real problem is when you owe both - they operate independently, so resolving one doesn't stop the other.

We handle both simultaneously, which is crucial for Pennsylvania residents. Many people make the mistake of only addressing one tax authority while the other continues collection efforts.

Question 3

Can I qualify for an Offer in Compromise in Pennsylvania?

Accepted Answer

Yes, but Pennsylvania's Offer in Compromise program is much more limited than the federal program. The state only considers offers in two situations: when there's doubt about whether you actually owe the tax, or when there's an issue that promotes effective tax administration.

For federal taxes, the IRS accepts about 26% of offers, but experienced professionals can achieve much higher acceptance rates by properly preparing the case. The key is proving you can't pay the full amount and that the offer represents the most the government can reasonably expect to collect.

We analyze your complete financial situation to determine if you qualify for either program. Sometimes we can get both state and federal offers approved, potentially saving you thousands of dollars.

Question 4

How much do tax resolution services cost in Berlin, PA?

Accepted Answer

Our fees depend on the complexity of your case and what services you need. Simple payment plan setups cost less than complex Offers in Compromise that require extensive financial documentation and negotiation.

Most firms charge $500-$1200 just for the initial investigation and case analysis. We credit 100% of your consultation fee toward your resolution services if you decide to move forward, so you're not paying twice for the same work.

We're upfront about all costs before you commit to anything. No hidden fees, no surprise charges. You'll know exactly what you're paying and what you're getting for that investment. Most clients find our fees are a fraction of what they'd pay in penalties and interest if they tried to handle things themselves.

Question 5

What happens if I haven't filed tax returns for several years?

Accepted Answer

Unfiled returns create serious problems because the IRS can file substitute returns for you - and they never include deductions or credits that could reduce what you owe. This often results in much higher tax bills than if you'd filed yourself.

We prepare and file all missing returns, making sure you get every deduction and credit you're entitled to. This often significantly reduces the total amount owed. We can also request penalty abatement for reasonable cause, potentially eliminating thousands in penalties.

The IRS typically requires three years of back returns before they'll consider any resolution options like payment plans or offers. We handle the entire filing process and then immediately move into resolution negotiations. Many clients are surprised to learn their actual tax debt is much lower than what the IRS initially claimed.

Question 6

Will tax problems affect my ability to get loans or credit in Berlin?

Accepted Answer

Tax liens definitely hurt your credit score and make it difficult to get approved for mortgages, car loans, or business financing. The good news is that we can often get liens released or withdrawn as part of your resolution agreement.

Even if you owe taxes, having a formal payment plan in place looks much better to lenders than unresolved tax debt. It shows you're taking responsibility and working toward a solution. Many of our clients have been able to qualify for loans after getting their tax situation properly resolved.

The key is addressing the problem quickly. The longer tax debt sits unresolved, the more damage it does to your credit and financial options. We've helped Berlin residents get liens removed and restore their ability to make major purchases and business investments.

Tax Resolution Berlin, PA