Question 1

How much can the IRS Fresh Start Program reduce my tax debt?

Accepted Answer

Eligible taxpayers may be able to reduce 90% or more of what they owe through the Fresh Start Program, though results vary based on your specific financial situation. The amount of reduction depends on which relief option you qualify for and your ability to pay.

An Offer in Compromise allows you to settle your tax debt for less than the full amount you owe if you can demonstrate financial hardship. Installment agreements let you pay over time, often stopping additional penalties from accruing. Penalty abatement can eliminate thousands in penalties if you have a history of compliance and faced unexpected hardship.

The key is having a tax professional evaluate your complete financial picture and determine which option gives you the best outcome. Every situation is different, and what works for your neighbor might not be the best solution for you.

Question 2

Do I qualify for the Fresh Start Program in Pennsylvania?

Accepted Answer

You may qualify if you owe $50,000 or less in taxes, penalties, and interest, are current on all required tax filings, and can demonstrate financial hardship or inability to pay the debt in full. Self-employed individuals may qualify if they show a drop of 25% or more in income.

The IRS looks at your complete financial situation, including income, expenses, and assets, to determine what you can reasonably afford to pay. If paying your tax debt in full would cause significant financial strain, you likely have options under the Fresh Start Program.

However, qualification requirements can be complex, and the IRS has specific documentation requirements for each type of relief. That's why we offer free consultations to evaluate your specific situation and determine which options make sense for you before you waste time on applications that won't be accepted.

Question 3

How long does the IRS Fresh Start Program application process take?

Accepted Answer

The timeline varies depending on which relief option you pursue and how quickly you can provide required documentation. Streamlined installment agreements can often be approved within 30-60 days, while Offers in Compromise typically take 6-12 months for the IRS to review and make a decision.

During the application process, the IRS generally suspends collection activities, which means they won't garnish your wages or levy your bank accounts while your application is under review. This gives you breathing room while we work on your case.

The most important thing is to act quickly. Every day you wait, penalties and interest continue to accumulate, making your debt larger and potentially putting you outside the qualification thresholds for certain programs. The sooner we start, the sooner you can get relief.

Question 4

What happens if my Fresh Start Program application gets denied?

Accepted Answer

If your initial application gets denied, you have appeal rights and other options available. Many denials happen because of incomplete documentation or choosing the wrong type of relief for your situation, not because you don't qualify for any help.

We can often address the IRS's concerns and resubmit your application with additional information or documentation. Sometimes it makes sense to appeal the decision or pursue a different type of relief that better fits your financial circumstances.

The worst thing you can do is give up after a denial. The IRS has multiple programs available, and there's usually a path forward even if your first application doesn't get approved. Having an experienced tax professional handle your case significantly increases your chances of success because we know what the IRS looks for and how to present your case in the best possible light.

Question 5

Can I apply for the Fresh Start Program myself without hiring help?

Accepted Answer

You can apply yourself, but the process is complex and mistakes can be costly. The IRS has strict documentation requirements, specific forms that must be completed perfectly, and deadlines that can't be missed. One error can result in automatic denial and months of delays.

Tax professionals who specialize in IRS resolution know exactly what the IRS looks for in applications and how to present your financial information in the most favorable light. We also know which relief option gives you the best chance of success based on your specific situation.

Consider this: you wouldn't represent yourself in court against a skilled prosecutor. The IRS has experienced agents whose job is to collect as much as possible from you. Having a knowledgeable advocate on your side levels the playing field and dramatically increases your chances of getting the best possible outcome.

Question 6

How much does it cost to get help with the Fresh Start Program?

Accepted Answer

We offer free initial consultations to evaluate your situation and explain your options with no obligation. If you decide to move forward, our fees depend on the complexity of your case and which services you need, but we're always transparent about costs upfront.

Many clients find that professional representation more than pays for itself through better outcomes, faster processing, and avoiding costly mistakes that could result in denial. We also accept major credit cards (Mastercard and Visa) with a 4% convenience fee to make payment easier.

The real question isn't what it costs to get help—it's what it costs not to get help. Every month you delay, penalties and interest continue to grow, potentially putting you outside qualification thresholds for certain programs. The sooner you address your tax problem, the more options you'll have and the less you'll ultimately pay.

IRS Fresh Start Program Thornhurst, PA