First, we review your complete tax situation during a free consultation. You may qualify for the Fresh Start Program if you owe $50,000 or less in taxes, penalties, and interest, are current on all required tax filings, and can demonstrate financial hardship or inability to pay the debt in full. Next, we determine which relief option fits your situation best. This might be a streamlined installment agreement, an Offer in Compromise, penalty abatement, or Currently Not Collectible status. We gather all necessary financial documents, including income statements, expense records, and asset information, then complete the required IRS forms for your chosen program feature. Finally, we submit your application and handle all IRS communication while you get back to your life. If you’re approved for an installment agreement or hardship status, most collection actions like wage garnishments or bank levies pause or stop. We negotiate the terms, set up your payments, and make sure you stay compliant going forward.