Question 1

How do I know if I qualify for the IRS Fresh Start Program?

Accepted Answer

You likely qualify if you owe $50,000 or less in combined taxes, penalties, and interest, and you're current on all required tax filings. Self-employed individuals need to show a 25% decline in income to qualify for certain benefits.The key is demonstrating financial hardship or inability to pay the full amount without economic strain. All County Tax Resolution reviews your complete financial picture during your free consultation to determine which Fresh Start options work best for your situation. Don't guess about eligibility—professional evaluation ensures you pursue the right path from the start.

Question 2

Can the IRS really settle my debt for less than I owe?

Accepted Answer

Yes, through the Offer in Compromise program, but only if you can prove paying the full amount would create genuine financial hardship. The IRS evaluates your current income, necessary living expenses, and asset equity—not your future earning potential.Recent changes have made this option more accessible, but acceptance isn't guaranteed. Each application gets individual review based on your specific circumstances. All County Tax Resolution knows exactly how to present your financial situation to maximize approval chances. We've successfully negotiated settlements that saved clients tens of thousands of dollars.

Question 3

What happens if I'm already facing wage garnishment or bank levies?

Accepted Answer

Collection actions typically stop once you're approved for a Fresh Start program like an installment agreement or offer in compromise. However, you need to act quickly—the longer you wait, the more aggressive the IRS becomes.If levies have already started, All County Tax Resolution can often get them released by demonstrating you're working toward resolution through proper channels. We've stopped garnishments within days by filing the right paperwork and negotiating directly with IRS agents. The key is professional representation that knows exactly which forms to file and when.

Question 4

How long does the Fresh Start Program application process take?

Accepted Answer

Timeline varies by program type. Installment agreements often get approved within 30-60 days if paperwork is complete and accurate. Offers in compromise take longer—typically 6-12 months because they require thorough IRS review of your financial situation.The biggest delays come from incomplete applications or missing documentation. All County Tax Resolution prevents these delays by preparing everything correctly from the start. We know exactly what the IRS wants to see and how to present your case for fastest approval. Professional preparation often cuts months off the process.

Question 5

Will applying for Fresh Start hurt my credit score?

Accepted Answer

Actually, the Fresh Start Program can help your credit. The IRS raised the threshold for filing tax liens from $5,000 to $10,000, meaning fewer taxpayers face liens on their credit reports. If you already have a lien, entering a direct debit installment agreement can get it withdrawn.Unresolved tax debt hurts your credit far more than taking action through Fresh Start. Collection actions like levies and garnishments show up on credit reports and stay there. Resolving your tax debt through proper channels demonstrates financial responsibility to future lenders.

Question 6

Should I try to handle this myself or hire a professional?

Accepted Answer

Would you go to court without a lawyer? Of course not. Then why would you go before the IRS without a trusted tax professional? The IRS has teams of trained agents whose job is collecting every dollar possible—you need experienced representation on your side.Common mistakes like incomplete applications, missed deadlines, or wrong program selection can cost you thousands and delay relief for months. All County Tax Resolution knows IRS procedures inside and out. We prevent costly errors and negotiate outcomes you couldn't achieve alone. The investment in professional help typically pays for itself through better terms and faster resolution.

IRS Fresh Start Program Montdale, PA