Question 1

How do I know if I qualify for the IRS Fresh Start Program?

Accepted Answer

You may qualify if you owe $50,000 or less in combined taxes, penalties, and interest, are current on all required tax filings, and can demonstrate financial hardship or inability to pay the full debt without economic strain. Self-employed individuals must show a 25% or more income decline.The key word here is "demonstrate." The IRS doesn't just take your word for it. Required forms may include IRS Form 9465 or Form 433-A, depending on your situation. We help you gather the right documentation and present your case in the strongest possible light. Many people who think they don't qualify actually do—and many who assume they're automatic approvals face unexpected challenges.

Question 2

Can the Fresh Start Program completely eliminate my tax debt?

Accepted Answer

The Offer in Compromise option allows taxpayers to settle their tax debt for less than the full amount owed, but complete elimination is rare. You must prove that full payment would cause financial hardship, and eligibility is based on income, expenses, assets, and IRS approval.The main purpose of Fresh Start is to make it easier for taxpayers to pay off their back taxes, not necessarily to reduce your bill to zero. Big tax relief firms like to push the idea of tax forgiveness or zero-tax programs, but these outcomes are much less common than they advertise. We focus on realistic solutions that actually work.

Question 3

How long does the Fresh Start Program application process take?

Accepted Answer

The IRS review process can take several months, especially for Offers in Compromise. Installment agreements can last up to 72 months (6 years), while OIC typically resolves within months once approved. Currently Non-Collectible status offers temporary relief but is subject to periodic IRS review.Timeline varies significantly based on your specific situation and which relief option you pursue. Simple installment agreements move faster than complex OIC applications. You must also stay compliant with future tax obligations throughout the process. We keep you informed every step of the way and help ensure you don't inadvertently delay your case.

Question 4

What happens if I miss payments on my Fresh Start installment agreement?

Accepted Answer

Missing a payment can lead to default, causing penalties, reinstated collection actions, or canceled agreements. Direct debit is recommended to avoid missed payments. If your plan lapses through default and needs reinstatement, you may incur a reinstatement fee.Default doesn't mean game over, but it does mean more complications and costs. The IRS may remove tax liens for people who set up installment agreements with direct debit, but as of 2025, you generally need to make three successful monthly payments first. We help you set up automatic payments and create backup plans to avoid default situations that could derail your progress.

Question 5

Are there fees associated with the IRS Fresh Start Program?

Accepted Answer

The IRS Fresh Start Program itself doesn't have a specific cost, but there may be fees for specific components and potential costs if you hire a tax professional. Some relief options include IRS application fees (like $205 for OIC), though low-income taxpayers may qualify for waived fees.The IRS charges user fees for installment agreements to cover processing costs, but these fees are waived for low-income taxpayers with adjusted gross income at or below 250% of federal poverty level. If you're low-income and agree to electronic debit payments, the user fee is waived upfront. If you can't do electronic payments, you're reimbursed upon completion. We help you understand all costs upfront—no surprises.

Question 6

Should I try to negotiate with the IRS myself or hire a professional?

Accepted Answer

The IRS is the most powerful collection agency in the world and can be very intimidating and frustrating to deal with on your own. That's why you need a knowledgeable professional in your corner to walk you through the tax resolution process. Too many taxpayers miss out on relief simply because they don't understand the process.The application process can be complex and challenging to navigate. Professional guidance proves invaluable, helping you understand the intricacies and increasing your chances of a favorable outcome. Would you go to court without a lawyer? Of course not! Then why would you go before the IRS without a trusted tax professional?End the sleepless nights. Call 570-630-0201 or book online today. We will stand between you and the IRS, negotiate the lowest legal settlement, and give you the fresh start you deserve.

IRS Fresh Start Program Madisonville, PA