Question 1

How much can I really save through the IRS Fresh Start Program?

Accepted Answer

The amount depends entirely on your financial situation and which program you qualify for. Through an Offer in Compromise, some taxpayers settle debts for 10 cents on the dollar or less. Others benefit more from penalty abatement that eliminates thousands in interest charges, or installment agreements that prevent collection actions. Here's how it works: The IRS calculates your "reasonable collection potential" based on your income, necessary living expenses, and assets. If that amount is significantly less than what you owe, you're a strong candidate for debt reduction. For example, if you owe $50,000 but can only reasonably pay $8,000 based on your financial situation, the IRS may accept the lower amount. However, not everyone qualifies for maximum reduction. Some people are better served by affordable payment plans that stop collection actions without the strict financial requirements of an Offer in Compromise. The key is having a professional analyze your complete situation and recommend the strategy that provides the best outcome for your specific circumstances.

Question 2

What happens if my Fresh Start Program application gets rejected?

Accepted Answer

Professional representation makes rejection much less likely because applications are prepared correctly from the start. When experienced tax professionals handle your case, we know exactly what documentation the IRS requires, how to calculate your financial information accurately, and how to present your situation for maximum chance of approval. Most rejections happen because of incomplete paperwork, mathematical errors, or unrealistic offers that don't match IRS guidelines. These issues are preventable when you have proper representation. If a rejection does occur, it can usually be appealed or the application can be resubmitted with corrections. The advantage of working with us is that we understand IRS procedures and can anticipate potential problems before they derail your case. We also maintain relationships with IRS offices and know how different agents prefer to see cases presented. This insider knowledge significantly improves your chances of acceptance on the first try.

Question 3

How long does the Fresh Start Program process actually take?

Accepted Answer

Timeline varies based on which program you're applying for and the complexity of your financial situation. Installment agreements typically get approved within 30-60 days if your paperwork is complete and accurate. Offers in Compromise take longer - usually 6-12 months for the IRS to review and make a decision. The process moves much faster when you have professional representation because applications are submitted correctly the first time. Tax professionals know exactly what the IRS wants to see and can provide supporting documentation that strengthens your case. We can also respond quickly to any IRS requests for additional information. Here's the important part: During the application process, IRS collection activities are suspended. This means no new wage garnishments, bank levies, or property seizures while your case is under review. That immediate relief alone makes starting the process worthwhile, even if final resolution takes several months. You get breathing room to rebuild your finances while your case moves through the system.

Question 4

Should I try to handle the Fresh Start Program myself?

Accepted Answer

You can technically file the paperwork yourself, but it's rarely the smart choice. The IRS Fresh Start Program involves complex financial calculations, specific legal requirements, and detailed documentation that most people aren't familiar with. One mistake can result in rejection, or worse - acceptance of terms that aren't in your best interest. Consider this: IRS collection agents are trained professionals whose job is to collect the maximum amount possible from taxpayers. They know the system inside and out, and they're not on your side. When you represent yourself, you're essentially going into negotiations unarmed against someone who does this for a living. Professional representation levels the playing field. Your tax professional understands IRS procedures, knows how to calculate reasonable collection potential accurately, and can negotiate terms that actually benefit you. We also handle all communication with the IRS, so you don't have to worry about saying something that hurts your case. The peace of mind alone is worth the investment, not to mention the money you'll likely save through better negotiated terms.

Question 5

I owe Pennsylvania state taxes too - can you help with both?

Accepted Answer

Yes, and this is actually crucial for getting the best overall outcome. The IRS Fresh Start Program only covers federal taxes, but Pennsylvania has its own relief programs for state tax debt. Many taxpayers owe both, which requires careful coordination to maximize benefits from each program. Pennsylvania Department of Revenue offers installment agreements, penalty waivers, and hardship programs similar to federal options. However, the qualification requirements and procedures are completely different. What works for your federal case might not be the best approach for state taxes, and vice versa. We handle both federal and Pennsylvania state tax issues. We can coordinate your entire resolution strategy, ensuring that settling one debt doesn't create problems with the other. For example, we might negotiate your federal Offer in Compromise first to free up income for a Pennsylvania payment plan, or structure both agreements so your total monthly payments fit your budget. This comprehensive approach typically results in better outcomes than handling each debt separately.

Question 6

What does professional Fresh Start Program help actually cost?

Accepted Answer

We provide transparent pricing during your free consultation based on your specific situation. Fees vary depending on the complexity of your case and which services you need, but we offer payment plans to make professional representation affordable. We accept Mastercard and Visa with a 4% convenience fee. Think about it this way: if you qualify for an Offer in Compromise that reduces $40,000 in tax debt to $6,000, professional fees of a few thousand dollars provide enormous return on investment. Even for installment agreements, proper representation often results in lower monthly payments and better terms that save money over time. Beyond the financial benefits, you get immediate peace of mind knowing your case is handled correctly. You can focus on your work and family instead of dealing with IRS collection agents and complex paperwork. The stress relief and protection of your assets typically far outweigh the cost of professional help. Call 570-630-0201 or text 570-470-5228 to discuss your situation. We will stand between you and the IRS, negotiate the lowest legal settlement, and give you the fresh start you deserve.

IRS Fresh Start Program Justus, PA