Question 1

How much will the IRS Fresh Start Program actually reduce my tax debt?

Accepted Answer

The reduction depends entirely on your financial situation and which program you qualify for. Offers in Compromise routinely reduce tax debt by 90% or more for taxpayers who can prove they'll never be able to pay the full amount. Penalty abatement alone can cut your debt in half since penalties and interest often exceed the original tax owed. Currently Not Collectible status doesn't reduce the debt but stops all collection activities, and the debt can expire after 10 years if your situation doesn't improve. During your free consultation, we run the actual IRS calculations to show you realistic expectations. No false promises, just honest numbers based on your income, assets, and necessary living expenses.

Question 2

What documents do I need for an IRS Fresh Start Program application?

Accepted Answer

You'll need complete financial documentation including recent tax returns, bank statements from the last three months, pay stubs, and detailed records of monthly living expenses. The IRS requires proof that you cannot pay the full debt amount. Business owners need additional documentation like profit and loss statements, business bank statements, and accounts receivable records. If you haven't filed recent tax returns, those must be completed first before most Fresh Start options become available. We handle the entire documentation process for you. We know exactly what the IRS wants to see and how to present your information in the strongest possible light.

Question 3

How long does the IRS Fresh Start Program application process take?

Accepted Answer

Simple installment agreements typically get approved within 30-60 days. Offers in Compromise take longer, usually 6-12 months, because the IRS thoroughly reviews your entire financial situation before making a decision. Penalty abatement requests usually receive responses within 2-4 months. Currently Not Collectible status can be granted within 30-90 days if you provide complete financial hardship documentation. Professional representation often speeds up the process significantly because applications get submitted correctly the first time. IRS delays usually happen when taxpayers submit incomplete or incorrect paperwork.

Question 4

Can the IRS still garnish my wages while my application is being reviewed?

Accepted Answer

Collection activities must stop once you submit a complete Fresh Start Program application. The IRS cannot levy your bank account or garnish your wages while reviewing an Offer in Compromise or installment agreement request. This protection only applies if you submit all required forms and documentation correctly. Incomplete applications provide no protection from collection activities, which is why professional help is so important. If you're facing immediate levy action, emergency procedures can stop collections within 24-48 hours while your case gets prepared. Time is critical when the IRS is about to seize assets or garnish wages.

Question 5

What happens if the IRS rejects my Fresh Start Program application?

Accepted Answer

Rejection isn't the end of the road. Most rejections happen because of missing documentation or applying for the wrong program based on your financial situation. You can reapply with corrected information or try a different Fresh Start option. You have appeal rights for most rejected applications. The appeals process provides another opportunity to present your case with additional documentation or different arguments for why you should qualify. Sometimes a rejection reveals you actually qualify for a better program. For example, if your Offer in Compromise gets rejected because your income is too low, you might qualify for Currently Not Collectible status instead.

Question 6

Do I qualify for the Fresh Start Program if I'm self-employed in Harmony, PA?

Accepted Answer

Self-employed taxpayers often have the strongest cases for significant debt reduction. Variable business income and legitimate business expenses can strengthen your argument for an Offer in Compromise or other relief programs. You'll need detailed business financial records including profit and loss statements, business bank statements, and documentation of necessary business expenses. The IRS evaluates business tax debt differently than personal income tax problems. Many Harmony area small business owners struggle with quarterly estimated tax payments. Fresh Start Programs can resolve existing back taxes and help establish systems to stay current with future quarterly payments, breaking the cycle of accumulating debt. End the sleepless nights. Call 570-630-0201 or text 570-470-5228 to book your free consultation today. We will stand between you and the IRS, negotiate the lowest legal settlement, and give you the fresh start you deserve. Payment options available including Mastercard and Visa with 4% convenience fee.

IRS Fresh Start Program Harmony, PA