Question 1

How do I know if I qualify for the IRS Fresh Start Program in Brushville, PA?

Accepted Answer

You may qualify if you owe $50,000 or less in combined taxes, penalties, and interest, have filed all required tax returns, and can demonstrate genuine financial hardship. Self-employed individuals in Brushville, PA who've experienced a 25% or greater drop in income often qualify for streamlined relief options. However, the program isn't limited to these exact parameters. Even if you owe more than $50,000, you might still qualify by paying down your balance or through other Fresh Start relief options. The key requirement is proving you cannot pay the full amount without causing significant financial strain to yourself or your family. During your free consultation, All County Tax Resolution will review your specific financial situation and determine which Fresh Start options you qualify for based on your income, necessary living expenses, assets, and overall ability to pay.

Question 2

What's the difference between an installment agreement and Offer in Compromise?

Accepted Answer

An installment agreement allows you to pay your full tax debt over time through affordable monthly payments. You'll still owe the complete amount, but you can spread payments over up to 72 months for debts under $50,000. Interest continues to accrue on the balance, but penalties stop once the IRS approves your agreement. An Offer in Compromise actually reduces the total amount you owe to the IRS. If they accept your offer, you pay the agreed-upon settlement amount and your remaining debt is completely forgiven. This option requires proving you cannot realistically pay the full debt based on your current and future financial situation. Most taxpayers prefer an Offer in Compromise because it eliminates debt entirely rather than just making it manageable. However, not everyone qualifies for this level of debt forgiveness. Installment agreements are more accessible and still provide immediate relief from collection actions while giving you predictable payment terms.

Question 3

How long does the Fresh Start Program application process take?

Accepted Answer

Timeline varies significantly depending on which relief option you pursue. Installment agreements typically process within 2-4 weeks once all required paperwork is submitted correctly. These are generally the fastest option for stopping immediate collection actions like wage garnishments. Offers in Compromise take considerably longer—usually 6-12 months for the IRS to thoroughly review and respond to your settlement proposal. During this entire review period, collection activities are suspended, so you're protected from levies and garnishments while waiting for a decision. Penalty abatement requests can be processed relatively quickly, often within 30-60 days if you have proper documentation of reasonable cause. Currently Not Collectible status determinations usually take 30-90 days. Having experienced professional representation often accelerates the process because tax professionals know exactly what documentation the IRS requires and how to present your case most effectively.

Question 4

Will the Fresh Start Program stop IRS collection actions immediately?

Accepted Answer

Yes, in most cases collection actions are suspended once you submit a complete application for an installment agreement or Offer in Compromise. The IRS typically stops wage garnishments, bank levies, and asset seizures while they review your Fresh Start Program application. However, this protection isn't automatic—it begins when the IRS receives and formally acknowledges your complete, properly prepared application. Incomplete applications or missing documentation can result in rejection, leaving you vulnerable to continued collection actions while you scramble to fix the problems. If you're facing immediate collection action like a scheduled levy or garnishment in Brushville, PA, All County Tax Resolution can often secure emergency relief by contacting the IRS directly and initiating the proper application process. Time is critical, so acting quickly before collection actions escalate is essential for protecting your assets.

Question 5

What happens if my Fresh Start application gets denied?

Accepted Answer

A denial doesn't end your options for tax relief. You have the right to appeal the IRS decision if you believe it was incorrect, or you can reapply with additional documentation that better supports your case. Many initial denials result from incomplete paperwork, insufficient financial documentation, or calculation errors rather than actual ineligibility. We thoroughly review denied applications to identify exactly what went wrong and develop a strategic plan for moving forward. Sometimes this means gathering additional financial records or medical documentation, sometimes it means pursuing a different type of relief that better matches your circumstances. You might also qualify for alternative relief options, state tax programs, or in extreme cases, bankruptcy protection. The important thing is having experienced representation that understands all available options and can guide you toward the most effective solution for your specific situation in Brushville, PA.

Question 6

Can I apply for the Fresh Start Program myself without professional help?

Accepted Answer

Technically yes, but it's strongly discouraged given the complexity and high stakes involved. The IRS forms require detailed financial calculations, and even small mistakes can result in automatic denial or worse terms than you might otherwise qualify for. Would you go to court without a lawyer? Of course not. Then why would you go before the IRS without a trusted tax professional? The consequences of getting it wrong are too severe—continued collection actions, asset seizure, and missed opportunities for significant debt reduction. Professional representation provides crucial protection throughout the process. Tax professionals understand how to communicate effectively with IRS agents, what specific documentation is required, and how to present your financial situation in the most favorable light possible. We can often negotiate substantially better terms than individuals attempting to represent themselves, making our fees a wise investment in your financial future. End the sleepless nights. Call 570-630-0201 or book online today. All County Tax Resolution will stand between you and the IRS, negotiate the lowest legal settlement, and give you the fresh start you deserve.

IRS Fresh Start Program Brushville, PA