Question 1

How much does tax resolution cost compared to what I owe?

Accepted Answer

Our fees are typically a fraction of what you'll save through proper resolution. Most clients save far more in reduced penalties, interest, and principal balance than they pay us.

The IRS adds penalties and interest every month you don't resolve your case. A $10,000 tax debt can easily become $20,000 or more if you wait. Our fees are designed to be affordable, and we offer payment plans because we understand you're already dealing with financial stress.

More importantly, we often negotiate settlements for significantly less than what you owe. An offer in compromise might reduce your debt by 70% or more if you qualify. Even installment agreements stop the crushing penalties and interest from piling up.

Question 2

What happens if the IRS has already started garnishing my wages?

Accepted Answer

We can stop wage garnishments, but time matters. The sooner you call, the more options we have.

A wage garnishment isn't permanent—it's a collection tool the IRS uses when they can't get your attention any other way. Once we establish communication and begin working on a resolution, we can often get the garnishment released while we negotiate a better solution.

The key is acting fast. Every paycheck they take makes your financial situation worse, and it makes it harder to negotiate from a position of strength. We've stopped garnishments for clients within days of being hired, but we can't help if you don't call.

Question 3

Can you really reduce the amount I owe to the IRS?

Accepted Answer

Yes, but only if you qualify for specific programs. We don't make promises we can't keep—we evaluate your situation and tell you exactly what's possible.

An offer in compromise can reduce your debt significantly if you meet the IRS criteria for financial hardship. Penalty abatement can eliminate thousands in unnecessary fees if you have reasonable cause. Currently not collectible status can stop collection action entirely if you're facing genuine hardship.

The IRS doesn't advertise these programs, and they don't volunteer to help you qualify. That's where we come in. We know every available option and how to present your case in the strongest possible way.

Question 4

How long does it take to resolve tax problems with the IRS?

Accepted Answer

Simple cases can be resolved in 30-60 days. Complex cases involving offers in compromise or multiple years of unfiled returns can take 6-12 months or longer.

The timeline depends on several factors: how much you owe, what type of resolution you're pursuing, and how quickly the IRS responds. Installment agreements are usually the fastest option. Offers in compromise take longer because they require extensive financial documentation and IRS review.

What matters most is that we stop collection action immediately while we work on the permanent solution. You get relief from the stress and harassment right away, even if the final resolution takes months to complete.

Question 5

Do I really need professional help or can I handle this myself?

Accepted Answer

You can try to handle it yourself, but the IRS isn't on your side. They're trained to collect as much as possible, as quickly as possible, with no regard for your financial situation.

Tax law is complex, and the IRS has specific procedures for every type of resolution. One mistake in your paperwork, one missed deadline, or one wrong statement during a phone call can cost you thousands of dollars and months of additional problems.

We know how to speak their language, what documentation they require, and how to present your case for the best possible outcome. More importantly, we handle all communication so you don't have to deal with aggressive collection agents who are trained to pressure you into agreements that aren't in your best interest.

Question 6

What if I haven't filed tax returns for several years?

Accepted Answer

Unfiled returns are actually easier to resolve than most people think, but the longer you wait, the more it's going to cost you in penalties and interest.

The IRS can file substitute returns for you, but they won't include any deductions or credits you're entitled to. That means you'll owe far more than you should. We prepare the correct returns with all available deductions, which usually reduces your balance significantly.

We can also negotiate penalty abatement for reasonable cause, set up payment plans that fit your budget, and in some cases, pursue offers in compromise to settle for less than you owe. The key is getting compliant first, then working on resolution. Every month you wait makes the problem bigger and more expensive to fix.

Tax Preparation Taylor, PA