Question 1

How long does it take to resolve IRS tax problems?

Accepted Answer

Most clients see initial progress within 30-60 days, but the total timeline depends on your specific situation and what resolution option works best for you. Simple payment plans can often be set up quickly, while more complex cases like offers in compromise can take 6-12 months to fully resolve.

The key is getting started as soon as possible. The longer you wait, the more penalties and interest accumulate, and the fewer options you have available. Once we stop the collection process and get you into an approved payment arrangement, the pressure comes off immediately even if the final resolution takes a few months.

We'll give you a realistic timeline during your free consultation based on your specific circumstances.

Question 2

Can you stop the IRS from taking money from my paycheck?

Accepted Answer

Yes, we can stop wage garnishments in most cases by negotiating a payment plan or other resolution with the IRS. Once you're in an approved payment arrangement, the IRS is required to release the levy on your wages.

The process usually involves proving that the garnishment creates a financial hardship or that you're willing to work out a reasonable payment plan. We know exactly what documentation the IRS needs and how to present your case in the best possible light.

Time is critical with wage garnishments because they continue until resolved. The sooner we can get involved, the sooner we can get your full paycheck back in your hands.

Question 3

What happens if I haven't filed tax returns for several years?

Accepted Answer

We can help you get caught up on unfiled returns going back up to three years, which is often what the IRS requires before they'll work with you on any payment arrangements. The IRS won't negotiate with taxpayers who aren't current on their filing obligations.

We'll prepare all the missing returns and file them properly with the IRS. In some cases, you might actually be owed refunds for some of those years, which can offset what you owe for other years. We've seen clients who thought they owed tens of thousands actually end up owing much less after we filed their missing returns.

The important thing is getting compliant as quickly as possible. The IRS has much more limited collection powers against taxpayers who are working to get current versus those who are completely ignoring their obligations.

Question 4

How much does tax resolution service cost?

Accepted Answer

Our fees depend on the complexity of your case and what services you need. Simple cases might only require basic representation to set up a payment plan, while complex cases involving multiple years of unfiled returns or offers in compromise require more extensive work.

We provide a clear fee estimate upfront during your free consultation, so there are no surprises later. Many clients find that our fees are a small fraction of what they save in penalties, interest, and reduced settlement amounts.

Keep in mind that trying to handle IRS problems yourself often makes them worse and more expensive to fix later. The cost of professional help is usually far less than the cost of making mistakes or missing opportunities for favorable resolutions.

Question 5

Will a tax lien ruin my credit score?

Accepted Answer

Tax liens can significantly damage your credit score and make it difficult to get loans, mortgages, or even some jobs. However, we can often get liens released or withdrawn once you're in compliance and have a payment arrangement in place.

The IRS has several programs that allow for lien withdrawal even while you're still paying off the debt, particularly if you agree to direct debit payment plans. This removes the public record of the lien, which helps your credit score recover much faster.

The key is acting quickly before the lien is filed if possible, or getting it resolved as soon as possible if it's already been filed. The longer a lien stays on your credit report, the more damage it does to your financial options.

Question 6

Do you handle both personal and business tax problems?

Accepted Answer

Yes, we handle tax problems for individuals, small businesses, partnerships, and corporations. Business tax problems can be especially complex because they often involve multiple types of taxes - income tax, employment tax, sales tax - and the penalties can add up quickly.

Small business owners in Pennsylvania face particular challenges with state and local tax requirements that vary by location. Wayne County businesses need to understand not just federal obligations but also Pennsylvania corporate income tax, sales tax, and local earned income tax requirements.

Whether you're dealing with personal back taxes or business tax debt, we have the experience to navigate both state and federal requirements and find the best resolution for your situation.

Tax Preparation Smiley, PA