First, we stop any immediate collection actions. If the IRS is about to garnish your wages or levy your bank account, we put that on hold while we work. Next, we dig into your complete financial picture. Not just your tax debt, but your income, expenses, assets, and what you can realistically afford. This isn’t about what sounds good on paper – it’s about what actually works in real life. Then we present your case to the IRS with a strategy that makes sense for your situation. Whether that’s an Offer in Compromise to settle for less, an installment agreement you can actually afford, or Currently Not Collectible status if you’re facing genuine hardship. We handle all the paperwork, all the phone calls, and all the negotiations. You get updates on what’s happening, but you don’t have to deal with the IRS directly anymore.